:root{--ink:#24332e;--muted:#65746c;--sage:#dce8d9;--pine:#295a46;--cream:#fcfaf5;--paper:#fff;--gold:#dcb87c;--line:#e7e9e0;--peach:#f4e4d6;--mint:#f0f5ec}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--cream);font-family:ui-sans-serif,system-ui,-apple-system,'Segoe UI',sans-serif;line-height:1.7}a{color:var(--pine)}a:hover{text-decoration-thickness:2px}button,input,select{font:inherit}button{cursor:pointer}.wrap{width:min(1120px,calc(100% - 44px));margin:auto}.sitehead{background:rgba(252,250,245,.97);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10;backdrop-filter:blur(12px)}.headrow{min-height:76px;display:flex;justify-content:space-between;align-items:center;gap:25px}.logo{font-family:Georgia,serif;color:var(--ink);font-weight:bold;font-size:30px;text-decoration:none;letter-spacing:-1.2px}.logo i{font-style:normal;color:#bb895a}.nav{display:flex;align-items:center;gap:28px}.nav a{text-decoration:none;color:#47554d;font-weight:650;font-size:14px}.nav a:hover,.nav a.active{color:var(--pine)}.menu{display:none;background:transparent;border:1px solid var(--line);border-radius:9px;padding:8px 11px}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:2.2px;font-weight:800;color:#9a7149}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;letter-spacing:-.028em;line-height:1.16;font-weight:600}h1{font-size:clamp(42px,6.3vw,76px);margin:16px 0 25px}h2{font-size:clamp(29px,3.5vw,43px);margin:12px 0 20px}h3{font-size:25px;margin:12px 0}.lead{font-size:19px;color:var(--muted);max-width:660px;line-height:1.75}.hero{padding:83px 0 75px;background:radial-gradient(circle at 90% 15%,#e7f0df 0,transparent 36%),radial-gradient(circle at 8% 85%,#fff0e5 0,transparent 35%)}.heroGrid{display:grid;grid-template-columns:1.14fr .86fr;align-items:center;gap:45px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 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0 46px;background:#f1f5ec}.pagehead h1{font-size:clamp(39px,5vw,61px);max-width:840px}.article{display:grid;grid-template-columns:minmax(0,750px) 250px;gap:55px;padding:55px 0 80px}.prose{font-size:17px;line-height:1.85}.prose h2{font-size:34px;margin:42px 0 14px}.prose h3{font-size:25px;margin-top:28px}.prose p{margin:17px 0}.prose li{margin-bottom:11px}.prose a{text-decoration-thickness:1px}.prose blockquote,.note{background:#f0f5ed;border-left:4px solid #92b399;padding:17px 22px;border-radius:0 9px 9px 0;margin:28px 0}.prose table{width:100%;border-collapse:collapse;font-size:15px}.prose td,.prose th{text-align:left;padding:12px;border-bottom:1px solid var(--line)}.sidebar{align-self:start;position:sticky;top:110px;background:white;border:1px solid var(--line);padding:24px;border-radius:12px}.sidebar a{display:block;margin:11px 0}.breadcrumb{font-size:14px;color:var(--muted)}.breadcrumb a{color:var(--pine)}.cardGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.mini{padding:26px;border:1px solid var(--line);background:white;border-radius:14px}.mini p{color:var(--muted)}.kicker{color:#b0a18d;font-size:13px;font-weight:750;letter-spacing:1px;text-transform:uppercase}.tool{display:grid;grid-template-columns:1fr 1fr;gap:24px}.inputgrid{display:grid;grid-template-columns:1fr 1fr;gap:13px}label{display:block;color:#314c3b;font-weight:700;font-size:13px;margin-bottom:6px}.field input,.field select{width:100%;border:1px solid #cbd8cb;border-radius:8px;padding:10px 12px;background:white;color:var(--ink)}.field input:focus,.field select:focus{outline:2px solid #8fac92}.field{margin-bottom:14px}.result{background:#294d3c;border-radius:15px;color:white;padding:28px}.result h2{color:white;font-size:28px}.result .amount{font-size:39px;font-weight:800;line-height:1.1;letter-spacing:-2px}.result small{color:#cadcd0}.stat{border-bottom:1px solid #ffffff30;padding:17px 0}.stat:last-of-type{border:0}.statrow{display:flex;justify-content:space-between;gap:15px;align-items:center}.status{background:#dcecdf;color:#214933;padding:8px 12px;border-radius:8px;margin-top:18px;font-size:14px}.status.warn{background:#fff0df;color:#713e23}.disclaimer{font-size:13px;color:var(--muted)}.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;z-index:999;background:white;padding:10px}.plainList{padding-left:18px}.ctaStrip{background:#f3e6d5;padding:32px;border-radius:16px;margin-top:30px}@media(max-width:800px){.heroGrid,.feature,.article,.tool{grid-template-columns:1fr}.hero{padding:48px 0}.art{min-height:250px;max-width:480px;width:100%;margin:auto}.art svg{min-height:220px}.arttag{right:0}.tiles{grid-template-columns:1fr 1fr}.sidebar{position:static}.footgrid{grid-template-columns:1fr 1fr}.footgrid>div:first-child{grid-column:1/-1}.menu{display:block}.nav{display:none;position:absolute;top:76px;left:0;right:0;background:var(--cream);padding:23px;flex-direction:column;align-items:flex-start;box-shadow:0 12px 20px #0001}.nav.open{display:flex}}@media(max-width:540px){.wrap{width:min(100% - 30px,1120px)}.tiles,.cardGrid,.inputgrid{grid-template-columns:1fr}.section{padding:48px 0}.panel{padding:20px}h1{font-size:43px}.footer{padding:25px}.footgrid{gap:24px}.art{display:none}}

/* KindlyWis v1.2: beginner articles and resilient site footer */
.beginner-feature{background:#f2f5ed;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.beginner-feature-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:45px;align-items:center}
.beginner-feature .lead{max-width:650px;margin-bottom:23px}
.beginner-feature-note{background:#fff;padding:32px;border:1px solid #e5e8dd;border-radius:18px;box-shadow:0 8px 24px #223b2510}
.beginner-feature-note h3{margin-top:15px}.beginner-feature-note p{color:var(--muted)}
.beginner-tags{display:flex;flex-wrap:wrap;gap:7px;margin-top:17px}.beginner-tags span{font-size:12px;border-radius:24px;background:#edf3e9;padding:6px 10px;color:#3b6c50}
.beginner-category-callout{display:grid;grid-template-columns:1.4fr .8fr;gap:28px;align-items:center;background:#edf3e9;border-radius:18px;padding:32px;margin-bottom:30px;border:1px solid #dce8d8}
.beginner-category-callout h2{font-size:32px}.beginner-category-callout p{color:#51665a}.beginner-steps{display:grid;gap:12px}.beginner-steps div{background:#fff;padding:12px 15px;border-radius:10px;font-size:14px}.beginner-steps b{color:#50765d;margin-right:10px}
.foot{padding:52px 0 28px}.footgrid{grid-template-columns:minmax(0,1.4fr) minmax(160px,.75fr) minmax(220px,1fr);gap:clamp(22px,4vw,56px)}.footgrid>div{min-width:0}.footlinks{margin-top:13px;gap:12px}.footlinks a{overflow-wrap:anywhere}.foot strong{display:block;color:#fff}.footbottom{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}.footer-disclaimer{display:inline-block}
@media(max-width:800px){.beginner-feature-grid,.beginner-category-callout{grid-template-columns:1fr}.footgrid{grid-template-columns:1fr 1fr}.footgrid>div:first-child{grid-column:1/-1}}
@media(max-width:540px){.beginner-category-callout,.beginner-feature-note{padding:22px}.footgrid{grid-template-columns:1fr;gap:26px}.footgrid>div:first-child{grid-column:auto}.foot{padding:40px 0 22px}.footbottom{display:grid;gap:5px}.footer-disclaimer{float:none!important}}

/* v1.3: standalone contact band below footer navigation */
.footer-contact{margin-top:34px;padding:22px 25px;border-radius:15px;background:#ffffff0e;border:1px solid #ffffff25;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}
.footer-contact-caption{display:block;color:#c8dacd;font-size:13px;margin-bottom:3px}.footer-contact strong{font:600 21px Georgia,serif}.footer-contact a{color:#fff;font-weight:750;border-bottom:1px solid #ffffff78;overflow-wrap:anywhere}.footbottom{margin-top:26px}
.tool-help{font-size:14px;color:var(--muted)}.tool-error{color:#8c332a;font-weight:650}.tool-value{font-size:35px;font-weight:800;color:#fff;letter-spacing:-1px}.tool-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:20px}.tool-cards .mini{background:#fff}.tool-cards strong{display:block;font-size:22px;color:var(--pine)}
@media(max-width:540px){.footer-contact{padding:21px}.tool-cards{grid-template-columns:1fr}}

/* KindlyWis V1.4 - visual warmth and actual beginner editorial content */
.brand-yarn{width:31px;height:31px;vertical-align:-7px;margin-right:6px;flex:none}.logo{white-space:nowrap}
.photohero{padding:0;overflow:visible;background:transparent;min-height:315px;border-radius:22px;box-shadow:none}.photohero img{display:block;aspect-ratio:1.27;object-fit:cover;width:100%;height:100%;max-height:400px;border-radius:24px 110px 24px 24px;box-shadow:0 18px 40px #60463222}.photohero .arttag{bottom:18px;right:-8px;color:#9d675b;background:#fff9f4}.hero{background:radial-gradient(circle at 92% 22%,#fae9e6 0,transparent 39%),radial-gradient(circle at 9% 88%,#fcefe7 0,transparent 35%)}
.inspiration-section{background:#fff8f4}.inspiration-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.inspire-card{display:block;background:white;border-radius:18px;overflow:hidden;text-decoration:none;border:1px solid #f0dfd8;transition:transform .2s}.inspire-card:hover{transform:translateY(-3px)}.inspire-card img{width:100%;height:195px;object-fit:cover;display:block}.inspire-card span{display:block;padding:16px 19px;font-weight:750;color:#385e4b}.gentle-callout{display:flex;align-items:center;gap:18px;margin-top:27px;border-radius:15px;background:#f4e5e1;padding:20px 27px;color:#764f50}.gentle-callout span{font-size:36px}.gentle-callout p{margin:0}.tile-photo{display:block;width:100%;height:170px;object-fit:cover}.featured-reads{margin-bottom:25px}.older-guides-label{margin:40px 0 18px}.category-fresh{margin:22px 0 38px}.article-cover{max-width:100%;width:100%;max-height:380px;object-fit:cover;border-radius:17px;margin:0 0 17px}.pagehead .lead{max-width:780px}.prose hr{border:0;border-top:1px solid #e7e9e0;margin-top:38px}
@media(max-width:800px){.inspiration-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.photohero{max-width:440px}}
@media(max-width:540px){.photohero{display:block;min-height:250px}.photohero img{max-height:300px;border-radius:20px 80px 20px 20px}.inspiration-grid{grid-template-columns:1fr}.gentle-callout{padding:18px}.tile-photo{height:215px}.hero{padding:42px 0}}